According to CNBC, medical bills are the primary reason why people file for bankruptcy. The cost of treatment after a serious car accident, slip and fall, or medical malpractice can be exorbitant. The financial burden can be particularly worrisome if you cannot return to work; however, if your injuries were caused by the negligence of another person or organization, you may be able to recover compensation for your losses by filing a personal injury claim.
Drunk drivers cause a deplorable number of accidents in Louisiana. According to the Centers for Disease Control and Prevention, intoxicated motorists killed at least 3,046 people on our state’s roads between 2003 and 2012, and thousands more sustained injuries in alcohol-related collisions.
Car accidents are often associated with brain injuries, broken bones, and paralysis, but the emotional trauma of a serious collision can be just as arduous as the physical wounds. Motor vehicle wrecks are a leading cause of post-traumatic stress disorder (PTSD) in the United States; in fact, according to the American Family Physician, nearly 9 percent of people involved in car wrecks develop symptoms of PTSD.
An Alexandria man was killed in a five-vehicle wreck that involved two 18-wheelers. According to KALB, the accident occurred on Interstate 10 at around 5:30 p.m. when one of the truck drivers failed to slow down in congested traffic.
According to the Association for Safe International Road Travel, 2.35 million Americans sustain injuries in motor-vehicle collisions annually. The vast majority of these injuries occur in preventable accidents that arise as a result of distracted, reckless, or drunk driving.
If you were injured by a drunk, distracted, or negligent driver, you should expect that motorist’s insurance carrier to cover your losses. Unfortunately, 13.9 percent of drivers in Louisiana were uninsured in 2012. If you were hurt by an uninsured motorist, you may be wondering how you will pay for your medical bills, lost income, and other damages.
If you were injured by a negligent driver, you probably expect his or her insurance company to pay for your medical bills, lost wages, and other damages. However, insurance companies are businesses, and they look for any possible excuse to deny and undervalue claims.
According to the Louisiana Department of Health and Hospitals, workers’ compensation benefits covered an average of 2,200 hospitalizations across the state annually between 2003 and 2012. Although some industries and positions are more dangerous than others, anyone can sustain a workplace injury. For this reason, most employers in Louisiana must maintain workers’ compensation insurance.
When an unexpected accident occurs, what are the appropriate steps you should take following the mishap? Do you file a claim through your insurance company or is the other individual responsible for the accident? In that case, are you permitted to file an injury claim through their insurer? What if you are required to have a surgical procedure done? How are you going to cover these expenses? Who is going to pay for the financial hardship you are suffering from…
The costs of healthcare bills and lost income can be exorbitant after a car accident. This is particularly true when someone sustains a traumatic brain injury (TBI).