Maintaining a motor vehicle is the perfect real-world application of the phrase “an ounce of prevention is worth a pound of cure.” Spending a few hundred dollars on your car every year may seem excessive—especially if it doesn’t necessarily add any major upgrades to the vehicle—but it could be far better than the alternative, which is accumulating hundreds of thousands of dollars in damages in a catastrophic collision.
In some driver’s education courses, instructors emphasize that students need to “choose their accident.” This simply means that if a collision is inevitable but you have time to respond to a hazard ahead, you should choose the action that will result in the least amount of damage possible.
When it comes to insurance requirements and accident claims, every state has its own laws and proceedings. In regard to collision liability, though, states must adhere to just one of two systems: fault or no fault.
According to The Advocate, a man driving an SUV allegedly left the scene after striking another vehicle with his own. A deputy at the East Baton Rouge Sheriff’s Office claims that when he arrived at the scene of the reported accident, he saw a dark SUV driving away on the wrong side of the road.
There was a 12-percent increase in the number of fatal pedestrian accidents over the past decade, according to the Pedestrian and Bicycle Information Center, but distracted drivers are not the only ones to blame for this spike. The Guardian reminds readers that Apple released the first iPhone in 2007, and smartphones have essentially proliferated every aspect of modern life since.
Over the coming weeks, children all over the state will be heading back to school, and that means motorists need to start looking out for school buses on the roads. Collisions involving buses carrying dozens of children can be devastating, but there are laws in place to reduce the risk of such accidents. Fortunately, these laws are effective—as long as everyone follows them.
No vehicle can match the freedom and thrill of cruising on a motorcycle, but that excitement comes at a cost for thousands of riders each year. According to the Insurance Information Institute, the number of motorcyclist injuries reached 88,000 in 2015, and 4,976 riders died. That fatality rate marked an 8.3-percent increase from 2014.
Louisiana is a pure comparative negligence state, which means that after most car accidents, the damages will be paid by the driver(s) who caused the crash based on their percentage of fault. So, in most cases, if you are injured or your property is damaged in a collision that another driver caused, you will recover compensation from that driver’s insurance company.
As a parent, you probably felt mixed emotions on the day your teen started driving. Although you might not have to chauffeur your child as much as before, there is always the ominous fear that your teenager will be involved in a serious collision.
In 2015, nearly 90,000 motorcyclists suffered injuries in traffic accidents. Even with the proper safety gear, a motorcycle crash is likely to cause severe injuries or death. That danger might not deter you from cruising on your two-wheel thrill ride, but it is important that you know what to do in the event of a crash.