It’s no secret that Uber has revolutionized commercial transportation. For passengers, this rideshare app offers a cheaper and more convenient option than traditional taxis; for drivers, Uber is a reliable source of consistent income.

As of 2015, there were more than 327,000 active Uber drivers. Although Uber performs background checks on all of its drivers and will not hire motorists with a history of traffic violations, rideshare accidents still occur.

If you were injured in a crash with an Uber vehicle – whether as a passenger, pedestrian, or another driver – you may have grounds for a personal injury claim. However, identifying insurance liability in these cases can be complicated because there are several insurance policies in play.

A Marksville accident attorney from Laborde Earles Law Firm can evaluate your case and help you navigate the claims process. Our lawyers have recovered more than $200 million for our clients in successful settlements and verdicts. Call 800-522-6733 today to schedule a free initial consultation.

Determining Insurance Liability after an Uber Accident

There are several factors to consider when determining insurance liability after an Uber accident. Your attorney will want to know who caused the crash and whether the Uber driver was on duty at the time of the collision.

If the Uber driver was on duty and you were a passenger in his or her vehicle, then you may be able to file a claim against Uber’s commercial vehicle insurance, which provides the following coverage:

  • $1 million for injuries after an accident with an underinsured or uninsured driver; and
  • $1 million for drivers’ liability to riders.

If you were not a passenger in the Uber vehicle, your lawyer will need to find out whether the Uber driver was on the clock at the time of the collision. If the driver was on the clock and carrying a passenger, then Uber’s commercial vehicle insurance still applies. If the driver was between trips, you may have grounds for a claim against Uber’s third-party liability insurance, which provides the following coverage:

  • $50,000 for bodily injury per person per accident;
  • $100,000 total for bodily injury per accident; and
  • $25,000 for damage to property.

Uber drivers are required to carry auto insurance that meets the state’s minimum insurance requirements. If an Uber driver causes an accident while he or she is not on the clock, then his or her own insurance policy should cover the damages.

Identifying insurance liability is just one step in the personal injury claims process. You will also have to gather evidence to prove negligence, liability, and the value of your damages. This may require testimonies from medical experts, financial experts, and accident reconstruction experts.

If you were injured in a rideshare accident, contact Laborde Earles Law Firm to discuss your case. Our attorneys have a reputation for tough litigation and a strategy for winning substantial settlements and verdicts for our clients. Call 800-522-6733 today to arrange a free consultation with a personal injury lawyer in Marksville.